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Financial Plans Built Around Your Life Goals
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Goal-Based Planning
Your Life, Your Roadmap
Planning That Starts With What Matters Most to You
At Meagher Financial Services, we believe the best financial plan starts with your vision—not a prepackaged set of investments. Our goal-based planning process begins by learning what you want your money to do for you, whether that’s enjoying a secure retirement, funding a child’s education, purchasing a vacation property, checking off bucket list dreams, or leaving a meaningful legacy. Serving families across Georgia, we integrate investments, insurance, and estate coordination into a single, cohesive plan. As advisors, we design strategies for your benefit alone—built to adjust as your life changes.
What if my goals change along the way?
They will—and that’s okay. Your plan should be flexible enough to grow with you, and we’ll be there to adjust it as your life evolves.
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Starts with your life goals, not products
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Covers retirement, education, travel, and legacy
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Regular reviews as life changes
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Family business with multi-generational experience
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01
Retirement Planning
Create a clear path for transitioning from earning to living off your savings. We coordinate your investments, Social Security, pensions, and other income sources with the goal of sustaining your lifestyle without outliving your money.
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Life & Goal Planning
Align your financial strategy with your life milestones—marriage, children, career changes, relocations—so your plan evolves with you.
03
Estate Planning
Coordinate with your attorney to ensure your will, trusts, and beneficiary designations match your wishes and your financial plan, helping protect your legacy and reduce potential estate taxes.
04
Bucket List Planning
From starting a business to buying a lake house or taking the family to all the national parks, we help you create a savings and investment strategy to help make your “someday” dreams happen sooner.
05
College Planning (529 Plans)
We guide you through tax-advantaged options like 529 Plans and Coverdell ESAs, factoring in state-specific benefits for Georgia residents and balancing college savings with your own retirement security.
06
Charitable Giving
Whether you want to donate regularly, establish a donor-advised fund, or leave a charitable legacy, we help you maximize your giving impact while maintaining tax efficiency.
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Dream Vacation Planning
Whether it’s a cross-country RV trip, Mediterranean cruise, or extended overseas adventure, we help you build a travel fund so you can explore the world without compromising your other financial goals.
How is goal-based planning different from traditional financial planning?
Traditional planning often starts with products; goal-based planning starts with your life objectives and builds strategies to achieve them.
Can you help with short-term goals as well as long-term ones?
Absolutely. Whether it’s funding a vacation next year or planning for retirement decades away, we create strategies for both timelines.
How often should we review my plan?
We recommend at least one formal review annually, with additional check-ins if you experience a significant life event or goal change.
Can my plan include both personal and charitable goals?
Yes. We can integrate charitable giving into your broader strategy so it aligns with your values while maintaining financial stability.
Do you coordinate with my attorney and CPA?
Yes. Collaboration with your other advisors ensures your plan is complete and consistent across all aspects of your financial life.
